求英语大神翻译一下这一小段文字，不要直接有道的，感激不尽

Abstract

Financial assets of state-owned commercial banks in China account for more tha half of the total assets of domestic banks, and operational development of such commercial banks have direct impacts upon overall economic growth. In order to maintain a mometum of development in highly risky finance, it is imperative for state-owned commercial banks to establish proactive and effective schemes for risk management, aimprove operational risk monitoring systems and create scientific risk mangement systems. By taking into account types, characteristics and causes of operational risks with commercial banks in China and analyzing the risks caused by deficient management, this Article outlines methods of effective management to avoid any risk in operation of commercial banks.

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[摘 要] 在我国，国有商业银行的金融资产占国内全部银行资产的半数以上，其经营发展状况对整体经济的发展起了直接影响作用

[Abstract] In our country , The total assets of the state - owned commercial banks covers more than fifty percent of the total assets of all the domestic banks and its operation and development condition plays a direct role in the development of the whole economy .